For Growing Dental Practices Only

Access $100k-500k at 0% interest & up to $5M in single-digit interest capital

Access 100k-500k at 0% Interest & up to 5M in Single Digit Interest Capital

Learn how dozens of Dentists installed our Funding Engine™ that unlocks 6-7 figures of 0% & low cost capital so you can scale faster, relieve cash flow stress, or refinance high-interest debt

Learn how dozens of Dentists installed our Funding Engine™ that unlocks 6-7 figures of 0% & low cost capital so you can scale faster, relieve cash flow stress, or refinance high-interest debt

Learn how dozens of Dentists installed our Funding Engine™ that unlocks 6-7 figures of 0% & low cost capital so you can scale faster, relieve cash flow stress, or refinance high-interest debt

Dental Client Results

Named clients. Documented figures. Real timelines.

Named clients. Documented figures. Real timelines.

Steven Topieniak

Dentist

$3,590,000

0% Cards: $180,000 BLOC: $630,000 @ 5.49-9% Loans: $2.67mil at 5.49% + 110k at 9%

"If it wasn't for Dan, I wouldn't have been able to get the capital for the practice in time. If you've got a decent business and a decent plan, a lot of times you're limited because you don't have enough funds or enough credit. Dan will find a way to get the capital at lower rates I thought possible."

Steve Topieniak

Dentist

$3,590,000

0% Cards: $180,000 BLOC: $630,000 @ 5.49-9% Loans: $2.67mil at 5.49% + 110k at 9%

"If it wasn't for Dan, I wouldn't have been able to get the capital for the practice in time. If you've got a decent business and a decent plan, a lot of times you're limited because you don't have enough funds or enough credit. Dan will find a way to get the capital at lower rates I thought possible."

Nader Hedeshi

Dental Lab

$368,800

0% Cards: $218,800 BLOC: $50,000 Term Loan: $95,000 @ 6.84%

"If you, in the back of your head, you always worried about cash flow it hampers you, it stops you, it distracts you. It's not good for making decisions. Capital brings clarity."

Steven Topieniak

Dentist

$3,590,000

0% Cards: $180,000 BLOC: $630,000 @ 5.49-9% Loans: $2.67mil at 5.49% + 110k at 9%

"If it wasn't for Dan, I wouldn't have been able to get the capital for the practice in time. If you've got a decent business and a decent plan, a lot of times you're limited because you don't have enough funds or enough credit. Dan will find a way to get the capital at lower rates I thought possible."

Nader Hedeshi

Dental Lab

$351,000+

0% Cards: $301,000 BLOC: $50,000

"If you, in the back of your head, you always worried about cash flow it hampers you, it stops you, it distracts you. It's not good for making decisions. Capital brings clarity."

Nader Hedeshi

Dental Lab

$368,800

0% Cards: $218,800 BLOC: $50,000 @ 8.99% Term Loan: $95,000 @ 6.84%

"If you, in the back of your head, you always worried about cash flow it hampers you, it stops you, it distracts you. It's not good for making decisions. Capital brings clarity."

James Madison

Medical Equipment

$351,000

0% Cards: $301,000 BLOC: $50,000

"We needed more capital to make bigger purchases without the high interest rates I was dealing with. The firm got us $301,000 at 0% in just a couple of months. The biggest thing now is not having to worry about cash flow. I'm using someone else's money at zero percent interest for the year. If you have good credit, jump in."

James Madison

Medical Equipment

$351,000

0% Cards: $301,000 BLOC: $50,000 @ 8.99%

"We needed more capital to make bigger purchases without the high interest rates I was dealing with. The firm got us $301,000 at 0% in just a couple of months. The biggest thing now is not having to worry about cash flow. I'm using someone else's money at zero percent interest for the year. If you have good credit, jump in."

James Madison

Medical Equipment

$351,000+

0% Cards: $301,000 BLOC: $50,000

"We needed more capital to make bigger purchases without the high interest rates I was dealing with. The firm got us $301,000 at 0% in just a couple of months. The biggest thing now is not having to worry about cash flow. I'm using someone else's money at zero percent interest for the year. If you have good credit, jump in."

Fit

Not every practice is a fit.

Not every practice is a fit.

Who This Is For

Who This Is For

Dentists looking for 100k+ of 0% capital.

Looking to refinance high interest debt with 0% & low cost capital

A credit profile of 680 or above, or willingness to optimize during the engagement.

A credit profile of 680 or above, or willingness to optimize during the engagement.

A credit profile of 680 or above, or willingness to optimize during the engagement.

Looking for a capital solution for short & long term needs

Looking for a capital solution for short & long term needs

Planning growth, acquisition, or expansion that requires structured funding.

Willing to invest in expertise rather than figuring it out alone.

Who This Is Not For

Non Medical Businesses.

Looking for less than $100,000 in funding.

Active bankruptcies on the credit profile.

Seeking a transactional fix without ongoing optimization.

Unwilling to follow strategic guidance during the engagement.

Hoping for guaranteed approval without preparation work.

Expecting funding without sharing accurate business and credit information.

Operators looking for a one-time round, not an ongoing capital strategy.

Capabilities

Four ways the firm structures capital.

Four ways the firm structures capital for Dentists

Visa and MasterCard business credit cards representing 0% interest capital structured by Gurfinkel & Partners
Visa and MasterCard business credit cards representing 0% interest capital structured by Gurfinkel & Partners

Business Credit Cards

Business Credit Cards

$100,000 to $500,000 at 0% for twelve months, structured across major issuers.

$100,000 to $500,000 at 0% for twelve months, structured across major issuers.

$100,000 to $500,000 at 0% for twelve months, structured across major issuers.

Dentist treating a patient in his dental practice
Dentist treating a patient in his dental practice

Lines of Credit

Lines of Credit

Lines of Credit

Single-digit rates, drawn only when needed, scaled to revenue and credit.

Single-digit rates, drawn only when needed, scaled to revenue and credit.

Single-digit rates, drawn only when needed, scaled to revenue and credit.

Practice owner reviewing his business capital structure on a laptop
Practice owner reviewing his business capital structure on a laptop

Term Loans

Corporate Funding

Term Loans

SBA, equipment, and asset-based, at the lowest rate the profile supports.

Non-PG financing and asset-based lending for established practices.

SBA, equipment, and asset-based, at the lowest rate the profile supports.

JPMorgan Chase building entrance, one of the major lenders Gurfinkel & Partners works with
JPMorgan Chase building entrance, one of the major lenders Gurfinkel & Partners works with
JPMorgan Chase building entrance, one of the major lenders Gurfinkel & Partners works with

Corporate Funding

Term Loans

Corporate Funding

Non-PG financing and asset-based lending for established practices.

Long-Term Installment Loans for building new locations, equipment and refinancing high interest debts.

Non-PG financing and asset-based lending for established practices.

The Process

How the work gets done.

How the work gets done.

01

Onboarding & Capital Structure Plan

A 1:1 review of credit, business, and banking. Up to three entities scanned. Every approval blocker identified. The engagement ends the first call with a custom capital structure plan built around revenue, credit profile, and capital goals.

Onboarding & Capital Structure Plan

A 1:1 review of credit, business, and banking. Up to four entities scanned. Every approval blocker identified. The engagement ends the first call with a custom capital structure plan built around revenue, credit profile, and capital goals.

02

Optimization & Strategy

The credit profile is improved before applications go out. Where new banking relationships strengthen the structure, they are built. The mix of products and the sequence of applications is calibrated to the practice.

03

Funding Through Bankers

Strategic application sequencing through the firm's banker network. Credit profile maintained throughout. Capital captured at the lowest possible cost.

04

Annual Access

Reaccess 0% capital every year. Lifetime banker network. The work compounds.

Qualification

Find out if your practice qualifies.

Find out if your practice qualifies.

Funding Exlporation

A 1:1 review for high-revenue practices considering structured capital access.

5 questions determine fit. No impact to your credit.

5 questions determine fit. No impact to your credit.

5 questions determine fit. No impact to your credit.

400+ clients funded.
$40M+ in capital structured.

400+ Clients funded.

400+ clients funded.
$40M+ in capital structured.

Includes

Full credit profile review

Business and banking analysis

Up to four entities scanned

Capital potential assessment

Approval blocker identification

Customized funding strategy

Engagement scope and pricing

Next step recommendations

The Difference

What changes when the work is structured.

What changes when the work is structured.

The Benefit

Without Gurfinkel & Partners

With Gurfinkel & Partners

With Gurfinkel & Partners

Structured capital strategy built around the practice

Direct relationships with major lenders

Credit profile optimized and maintained at 800+

Application sequencing that protects approval rates

Bonuses that cover the engagement fee

Annual system to reaccess 0% capital

Lifetime access to the firm's banker network

Transparent pricing with no hidden costs

Ongoing support throughout the engagement

Documented results with named clients

Common Questions

Frequently Asked Questions.

Frequently Asked Questions.

How are you different from other funding firms?

Most firms chase volume. We build around fit. Every plan is shaped by your credit, your business, and your goals.

Will this hurt my personal credit?

No. The work makes your credit stronger. You leave with a better profile than you came in with.

How long does it take?

First approvals usually land in seven to fourteen days. $100,000 at 0% usually lands in thirty to sixty days. The full plan is built over twelve to twenty-four months.

What do I need to qualify?

A practice doing $1M or more a year and a personal credit score of 720 or higher. Built for owners who want at least $100,000.

What does it cost?

Between $10,000 and $15,000, depending on scope and length. We share the full plan on the first call.

How much capital can I get?

Most clients get $100,000 to $500,000 in 0% credit cards, plus $200,000 to $1M in lines of credit and term loans. The mix depends on your profile.

What if I already have high-interest debt?

We get you 0% capital you can use to pay it off. Most clients save $15,000 to $30,000 a year in interest in the first round.

Do I need an LLC or corporation?

Yes. You need an established business entity. If it needs changes first, we build that into the plan.

What happens after the first round?

The work keeps going. We teach you the system to get 0% capital again every year, with higher limits over time.

What industries do you work with?

Medical, dental, legal, financial advisory, e-commerce, and other practices doing $1M or more a year. Your industry shapes which banks come to the table and how we structure the capital.